Fannie Mae and Freddie Mac have kept the conforming loan limit at $417,000 for the coming year. They have also instituted mandatory charges for loans with credit scores below 680. Clients with credit scores less than 680 are going to start seeing higher interest rates for conforming loans than clients with higher scores - similar to the tiered rate pricing that has been in place in the Jumbo market for years. I would strongly advise anyone who is considering buying a home to get in touch with a reputable lender as early in the home buying process as possible in order to have their credit pulled. There are many things that buyers can do to bring their scores up if they have the right guidance. I'd be happy to help prospective buyers make sure that they are in the best position to buy a home. Feel free to call anytime.